Compare Top Debt Settlement
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National Debt Relief
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Get out of debt without bankruptcy! |
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Freedom Debt Relief
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Specializes in debt settlement services. Debt can be settled in 24 to 48 months, and fees range from 15% to 25%. $15,000 minimum debt required. Track progress 24/7 via online dashboard. No-risk debt relief consultation offered. |
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CreditAssociates
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Works with unsecured debts only, such as credit card, medical and business debt. Eliminates debt in 24 to 48 months. Service fee is 15% to 25%, and a free initial debt consultation is available. Not available in all states. |
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Accredited Debt Relief
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Best for clients with $10,000 or more in unsecured debt. Says it could reduce your debt by up to 40%. Over $3 billion in client debt paid off. Your quote is 100% free and will not affect your credit score. |
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CountryWide Debt Relief
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Offers options for debt relief, including debt consolidation programs, debt settlement and credit counseling. Helps people facing financial hardships or bankruptcy. Not a direct lender. Recommends a minimum debt of $10,000. |
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Pacific Debt Relief
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$10,000 minimum debt required. Low monthly program payment and no upfront fees. Service fees vary between 15 and 25% of the total debt enrolled. Most results take 24-48 months. Offers debt negotiation, but not consolidation loans. |
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Debt Rx
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Get personalized service and attention when you’re seeking debt relief. Find out more about your debt relief options with a free confidential consultation, and use its debt calculator to see how much you can save. |
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Learn More (844) 984-0780 | Read More |
How to choose debt consolidation in Tucson
Falling into debt is easy. Medical emergencies, credit card bills and more can make it difficult to afford your payments each month. Tucson has a lower average household income than the national average, but the average resident faces a higher average in debt. That includes just more than $7,000 in credit card debt, compared to a national average of $5,700.
There are several ways to tackle your debt and make the first steps toward a better financial future, including debt consolidation. There are different types of debt consolidation, but many companies that offer the service in Tucson focus on debt settlement.
Debt settlement is usually available to Tucson residents with more than $10,000 in unsecured debt. Secured debt, which uses collateral, is not eligible for debt settlement.
Secured vs. unsecured debt
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| Secured loans are tied to collateral that can be seized by the creditor, such as your house or car. Examples of secured debt include auto loans and home mortgages. | Unsecured loans are not tied to any collateral. Examples of unsecured debt include medical bills and credit card debt. |
Under debt settlement, you pay a single monthly payment into an account created specifically for debt consolidation purposes. The debt consolidation company will use that amount to negotiate with and pay your creditors, sometimes settling for less than the amount you owe.
While debt settlement may have an initial negative impact on your credit score, it’s often a preferable option to bankruptcy. If you’re ineligible for debt settlement, there are other options available in Tucson, such as transferring your debt to a credit card with a zero percent introductory rate or applying for a debt consolidation loan.
Debt Consolidation Reviews
National Debt Relief |
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National Debt Relief focuses on debt settlement and financial counseling to help its clients find financial stability. The company has online tools that allow you to determine if credit settlement is correct of you. Customers in Tucson appreciate the company’s friendly and helpful customer service representatives. |
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Freedom Debt Relief |
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Freedom Debt Relief has settled more than $9 billion in debt for its clients. The company recommends clients have at least $15,000 of debt, and it completes debt settlement services in 24 to 48 months. The company also provides a 24/7 online dashboard for clients. Customers in Tucson say the company’s representatives truly care about their clients. |
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CreditAssociates |
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This debt settlement company helps eliminate debt in as little as 24 to 36 months. Credit Associates uses state-of-the-art software and a team of experts to negotiate your debt with creditors to reduce the amount of money you owe. Get started with a free consultation and no-obligation quote. |
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Accredited Debt Relief |
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Accredited Debt Relief matches clients with their network of partners to find the best solution to manage their debt. The company offers free consultations and has an online debt calculator. Customers in Tucson recommend the company and say the representatives do an excellent job explaining the debt settlement process. |
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CountryWide Debt Relief |
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CountryWide Debt relief offers a range of services including debt consolidation, debt settlement and counseling services. The company provides a free consultation to see if you qualify for debt relief. Customers from Tucson say the company’s representatives were willing to work within a budget to develop individualized plans. |
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Pacific Debt Relief |
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Pacific Debt Inc. is accredited by the Better Business Bureau with an A+ rating. The company has no upfront fee and provides an advisor that you work with on a one-on-one basis throughout the debt settlement process. Customers in Tucson say the company gives realistic expectations and helped them settle debt more quickly than expected. |
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Debt Rx |
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If your credit card debt exceeds $7,500, this debt settlement company can help. Debt Rx is small enough to offer individual solutions for debt relief. If you’re behind on bills, Debt Rx can help keep creditors away as mentioned in customer reviews who spoke highly of their effective service. |
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Learn More (844) 984-0780 |