1. Home
  2. Title Loans

Best Car Title Loans in Tucson, AZ

Aug. 15, 2019, 8:17 p.m.

At some point, you may need a short-term loan to make ends meet. If you own a car, a title loan is a simple option. It’s easy to qualify, and you often get same-day money. But this type of borrowing is not without risk, so it’s important to choose a lender wisely. Our partners at ConsumerAffairs researched the best title loan companies in Tucson so you know where to apply.

Everyone deserves to make thoughtful, informed purchase decisions. The local guides provided on this website are free for consumers. KGUN 9 may receive compensation from our partners. Learn more.

Powered by
×
#1
RECOMMENDED
Speedy Cash

Get quick approval online!

VISIT WEBSITE
Sponsored Ad
#1 Most popular
Speedy Cash
Speedy Cash
Features
  • Apply online
  • No prepayment penalty or fee
  • Available in Tucson
  • Good credit isn't required
Read More
VISIT WEBSITE Sponsored  Ad
#2
TitleMax
TitleMax
Features
  • Apply online
  • No prepayment penalty or fee
  • Available in Tucson
  • Good credit isn't required
Read More
VISIT WEBSITE Sponsored  Ad
#3
Check Into Cash
Check Into Cash
Features
  • Two Tucson locations
  • Get approval in minutes
  • Quick, easy & confidential
  • Title loan amounts up to $25,000
Read More
Location
2245 E. Irvington Rd., Ste. 110
Tucson, AZ 85714
(520) 807-9348
#4
Title Loans Express
Title Loans Express
Features
  • M-F: 8am - 5pm
  • Closed Sat and Sun
  • titleloansexpress.com
Read More
Location
3777 E. Broadway Blvd.
Tucson, AZ 85716
(520) 829-5044
LoanMax Title Loans
LoanMax Title Loans
Features
  • M-F: 10am - 6pm
  • Sat: 9am - 2pm
  • Closed Sun
  • loanmaxtitleloans.net
Location
2530 E. Broadway Blvd.
Tucson, AZ 85716
(520) 327-1888
Tio Rico Te Ayuda
Tio Rico Te Ayuda
Features
  • M-Sat: 9am - 7pm
  • Closed Sun
  • mytiorico.com/locations/tucson
Location
2813 S. 6th Ave.
Tucson, AZ 85713
(520) 284-7101
TitleBucks
TitleBucks
Features
  • M-F: 9am - 7pm
  • Sat: 10am - 2pm
  • Closed Sun
  • titlebucks.com/store/tucson-az-title-loans
Location
3771 S. 12th Ave.
Tucson, AZ 85713
(520) 917-0119
Cheap Title Loans
Cheap Title Loans
Features
  • M-F: 9am - 6pm
  • Sat: 9am - 1pm
  • Closed Sun
  • cheaptitleloans.com
Location
1675 S. Craycroft Rd.
Tucson, AZ 85711
(520) 200-5626
Cash Time Loan Centers
Cash Time Loan Centers
Features
  • M-Sat: 9am - 6pm
  • Sun: 10am - 5pm
  • cashtime.com
Location
2355 N. Swan Rd.
Tucson, AZ 85712
(520) 320-0888
Monticello Title Loan Solutions
Monticello Title Loan Solutions
Features
  • M-F: 7am - 11pm
  • Sat: 7am - 6pm
  • Closed Sun
  • monticellocartitleloans.com
Location
1528 Broadway
Tucson, AZ 85730
(520) 355-4445

How to get a title loan in Tucson

Tucson skyline

In a title loan transaction, the borrower exchanges a clean vehicle title in exchange for funds and is allowed to keep driving the car. As long as the borrower repays the loan by the maturity date, the lender returns the title. But if the borrower defaults, the lender is allowed to take possession of the car.

Title loan laws vary by state. In Arizona, the Department of Financial Institutions licenses and regulates lenders.

Unlike some other states where title loans are legal, Arizona does not restrict the amount you can borrow or put a limit on the length of the loan period. It does, however, have specific rules on interest rates.

Loan amount Maximum monthly interest rate
$500 or less 17%
Over $500 up to $2,500 15%
Over $2,500 up to $5,000 13%
Over $5,000 10%

The amount you can borrow from a title loan company in Tucson depends on the value of your vehicle: the more it’s worth, the more you’ll qualify for. Most lenders will need to see the car in person to do an appraisal.

Some lenders allow you to start an application online before bringing in the vehicle. You don’t need good credit, but you do need to be at least 18 and have these items ready:

  • Government-issued photo ID
  • A vehicle with clear title in your name
  • Proof of address
  • Proof of income

The whole process of getting a title loan in Tucson can take as little as 30 minutes. Before you sign make sure you’ve read the terms carefully, including the maturity date and how to make payment. The lender is required by federal law to disclose all the costs associated with the loan.

Remember, when you accept a title loan, you are putting one of your most valuable possessions at risk, so only borrow what you can afford to repay. Because of this risk and the high cost of borrowing, you might first exhaust alternatives, like borrowing from a family member or friend or seeking an unsecured loan from a bank or credit union.

If you do decide a title loan in is right for your situation, start by looking at the title loan companies in Tucson listed on this page.

Speedy Cash

Speedy Cash VISIT SPEEDY CASH

Tucson customers can get a title loan of up to $25,000 from Speedy Cash. Just bring a photo ID, your vehicle, title, registration, proof of insurance and proof of address to the location at Alvernon and Grant, and you can drive away with cash in under 30 minutes. Customers speak highly of the customer service at Speedy Cash and love getting same-day cash.

Sponsored Ad

TitleMax

TitleMax VISIT TITLEMAX

TitleMax is a leading U.S. title lending company, with more than 1,000 locations across 16 states. Bring your ID, vehicle and lien-free title to any of over 15 locations in the Tucson area, and get cash in as little as 30 minutes. Customers can use the TitleMax Mobile App to check a balance, see a due date or make a payment at any time. Many reviewers in Tucson give TitleMax five stars for excellent service and an easy borrowing experience.

Sponsored Ad

Check Into Cash

Check Into Cash

Title loans from Check Into Cash are quick, easy and confidential. Tucson customers can be eligible for up to $25,000. All you need is a vehicle, clean title and government-issued photo ID, and cash is available within 30 minutes. Visit either of two Tucson locations to apply. Customers appreciate the Check Into Cash staff’s friendliness, helpfulness and honesty.

Title Loans Express

Title Loans Express

Title Loans Express aims to help Tucson customers get the most flexible loan terms in the industry. Give the company a call or apply online, and you’ll immediately learn if you’re eligible. Title Loans Express does not research your credit history or investigate bankruptcies. Reviewers include many repeat customers who recommend the company to others.

Our partners independently research and analyze the companies mentioned in our guides and work with subject matter experts to add valuable information that helps consumers make smart purchase decisions. Our partners will not include companies on these guides that do not meet specific quality standards. The compensation we receive from our partners may impact how and where companies appear on our site, including the order in which they appear.

Our partners independently research companies, and use editorial discretion to award companies with special recognition (i.e. Best Value) based on their staff’s judgment or subject matter expert’s judgment. Our partners do this to help you identify companies that will meet your specific buying needs, and do not receive compensation for these designations.