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Find the Best Car Title Loans in Tucson, AZ

At some point, you may need a short-term loan to make ends meet. If you own a car, a title loan is a simple option. It’s easy to qualify, and you often get same-day money. But this type of borrowing is not without risk, so it’s important to choose a lender wisely. We researched the best title loan companies in Tucson so you know where to apply.

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Compare Top Payday and Title Loans

Speedy Cash
Overall satisfaction rating
  • Apply online
  • No prepayment penalty or fee
  • Available in Tucson
  • Good credit isn't required

Get quick approval online!

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TitleMax
Overall satisfaction rating
  • Apply online
  • No prepayment penalty or fee
  • Available in Tucson
  • Good credit isn't required

Consumers can get approved for car and motorcycle title loans up to $10,000 in about 30 minutes with no prepayment penalty. The company has been in business 15 years, has over 1,000 locations and offers competitive interest rates.

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TMG Loan Processing
  • Apply online or over the phone
  • Application available seven days a week
  • Available in Tucson
  • Qualified customers can receive funds in as little as one business day.

Apply online today!

Check Into Cash
  • Two Tucson locations
  • Get approval in minutes
  • Quick, easy & confidential
  • Title loan amounts up to $25,000

Lender with 25 years in business offers payday loans up to $1,000 and title loans up to $25,000 with easy application process. Consumers can get funds the next business day. Installment loans and lines of credit also available.

Location
2245 E. Irvington Rd., Ste. 110
Tucson, AZ 85714
(520) 807-9348
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Title Loans Express
  • M-F: 8am - 5pm
  • Closed Sat and Sun
  • titleloansexpress.com
Location
3777 E. Broadway Blvd.
Tucson, AZ 85716
(520) 829-5044
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LoanMax Title Loans
  • M-F: 10am - 6pm
  • Sat: 9am - 2pm
  • Closed Sun
  • loanmaxtitleloans.net
Location
2530 E. Broadway Blvd.
Tucson, AZ 85716
(520) 327-1888
Tio Rico Te Ayuda
  • M-Sat: 9am - 7pm
  • Closed Sun
  • mytiorico.com/locations/tucson
Location
2813 S. 6th Ave.
Tucson, AZ 85713
(520) 284-7101
TitleBucks
  • M-F: 9am - 7pm
  • Sat: 10am - 2pm
  • Closed Sun
  • titlebucks.com/store/tucson-az-title-loans
Location
3771 S. 12th Ave.
Tucson, AZ 85713
(520) 917-0119
Cheap Title Loans
  • M-F: 9am - 6pm
  • Sat: 9am - 1pm
  • Closed Sun
  • cheaptitleloans.com
Location
1675 S. Craycroft Rd.
Tucson, AZ 85711
(520) 200-5626
Cash Time Loan Centers
  • M-Sat: 9am - 6pm
  • Sun: 10am - 5pm
  • cashtime.com
Location
2355 N. Swan Rd.
Tucson, AZ 85712
(520) 320-0888
Monticello Title Loan Solutions
  • M-F: 7am - 11pm
  • Sat: 7am - 6pm
  • Closed Sun
  • monticellocartitleloans.com
Location
1528 Broadway
Tucson, AZ 85730
(520) 355-4445

How to get a title loan in Tucson

Tucson skyline

In a title loan transaction, the borrower exchanges a clean vehicle title in exchange for funds and is allowed to keep driving the car. As long as the borrower repays the loan by the maturity date, the lender returns the title. But if the borrower defaults, the lender is allowed to take possession of the car.

Title loan laws vary by state. In Arizona, the Department of Financial Institutions licenses and regulates lenders.

Unlike some other states where title loans are legal, Arizona does not restrict the amount you can borrow or put a limit on the length of the loan period. It does, however, have specific rules on interest rates.

Loan amount Maximum monthly interest rate
$500 or less 17%
Over $500 up to $2,500 15%
Over $2,500 up to $5,000 13%
Over $5,000 10%

The amount you can borrow from a title loan company in Tucson depends on the value of your vehicle: the more it’s worth, the more you’ll qualify for. Most lenders will need to see the car in person to do an appraisal.

Some lenders allow you to start an application online before bringing in the vehicle. You don’t need good credit, but you do need to be at least 18 and have these items ready:

  • Government-issued photo ID
  • A vehicle with clear title in your name
  • Proof of address
  • Proof of income

The whole process of getting a title loan in Tucson can take as little as 30 minutes. Before you sign make sure you’ve read the terms carefully, including the maturity date and how to make payment. The lender is required by federal law to disclose all the costs associated with the loan.

Remember, when you accept a title loan, you are putting one of your most valuable possessions at risk, so only borrow what you can afford to repay. Because of this risk and the high cost of borrowing, you might first exhaust alternatives, like borrowing from a family member or friend or seeking an unsecured loan from a bank or credit union.

If you do decide a title loan in is right for your situation, start by looking at the title loan companies in Tucson listed on this page.

Title Loans Reviews

Speedy Cash

Tucson customers can get a title loan of up to $25,000 from Speedy Cash. Just bring a photo ID, your vehicle, title, registration, proof of insurance and proof of address to the location at Alvernon and Grant, and you can drive away with cash in under 30 minutes. Customers speak highly of the customer service at Speedy Cash and love getting same-day cash.

Speedy Cash

TitleMax

TitleMax is a leading U.S. title lending company, with more than 1,000 locations across 16 states. Bring your ID, vehicle and lien-free title to any of over 15 locations in the Tucson area, and get cash in as little as 30 minutes. Customers can use the TitleMax Mobile App to check a balance, see a due date or make a payment at any time. Many reviewers in Tucson give TitleMax five stars for excellent service and an easy borrowing experience.

TitleMax Learn More

Check Into Cash

Title loans from Check Into Cash are quick, easy and confidential. Tucson customers can be eligible for up to $25,000. All you need is a vehicle, clean title and government-issued photo ID, and cash is available within 30 minutes. Visit either of two Tucson locations to apply. Customers appreciate the Check Into Cash staff’s friendliness, helpfulness and honesty.

Check Into Cash

Title Loans Express

Title Loans Express aims to help Tucson customers get the most flexible loan terms in the industry. Give the company a call or apply online, and you’ll immediately learn if you’re eligible. Title Loans Express does not research your credit history or investigate bankruptcies. Reviewers include many repeat customers who recommend the company to others.

Title Loans Express